Retirement Planning Tools
Start with the calculation you need, then move into the planning strategies that may apply. Each module is designed to stand on its own while remaining part of the PlanTrellis retirement-planning system.
Retirement Calculators
Core calculation tools for retirement-income and tax-planning decisions.
2026 RMD Calculator
Calculate required minimum distributions, model a QCD charitable strategy, review estimated tax impact, and create a client-ready report.
Roth Conversion
Model a traditional-to-Roth conversion, taxes paid today, projected Roth value, and long-term traditional-versus-Roth outcomes.
72(t) Distribution
Calculate substantially equal periodic payments under Section 72(t), compare permitted methods, and show the required payment period.
Social Security Planning
Compare claiming ages, projected benefits, taxation considerations, and the interaction with other retirement income.
Retirement Strategies
Planning modules that apply retirement-distribution tools to broader retirement-income strategies.
72(t) to Life Insurance
Explore the use of scheduled IRA distributions as a funding source for life-insurance-based retirement and legacy planning.
Hybrid Cash Value Life Insurance
Evaluate cash-value life insurance as a supplemental retirement asset, including accumulation, access, death benefit, and legacy considerations.
Hybrid Leveraged Insurance Estimator
Estimate a five-year client funding commitment, illustrative leveraged funding, potential policy-loan retirement distributions, and legacy values.
IRA-to-Life Planning
Examine the repositioning of taxable retirement distributions into life insurance for retirement-income, estate-liquidity, and legacy objectives.