Life Settlement Module
Professional Pre-Qualification v3

Life Settlement Case Analyzer

Advisor-facing pre-qualification built around the factors a buyer actually evaluates: age and mortality profile, policy structure, net death benefit, future carrying cost, term-conversion economics, policy duration, loans, cash value, and formal life expectancy when available.

1. Policy Economics2. Health & Underwriting3. Marketability Report

Free Plan Trellis calculator

The free tool produces a printable pre-qualification report. The full Life Settlement Portal is previewed after the report and will be available separately for $2.99/month.

Policy Economics

Use the premium required to carry the policy, not merely the premium currently being paid.

Key valuation input: future premium requirements materially affect settlement value. For permanent coverage, enter the current-assumption level premium required to carry the policy to age 100. For term, enter the economics of the most favorable available conversion product, including the converted policy's age-100 carrying premium.
Buyer minimum ratings differ. This is a screening flag only.
Optional. Used for case reporting, not offer estimation.
This may differ materially from the premium required to carry coverage to age 100.
Preferred economic input. Use the latest in-force illustration/current assumptions.
Some providers request an illustration to 105 or maturity.

Term Conversion Economics

A term settlement can turn on the conversion privilege and the permanent product available today. The current term premium alone does not describe the buyer's future carrying cost.

Useful for healthy convertible-term programs.
Enter the premium quoted today for conversion.
This is the primary converted-policy carrying-cost input for screening.

Health & Underwriting Profile

Capture screening-level mortality information without pretending to replace formal LE underwriting.

Select all known conditions. Severity, treatment, recency and comorbidity matter more than the diagnosis name alone.

Life Settlement Pre-Qualification Report

This report separates market pathway, policy economics, and missing underwriting information rather than relying on a single generic score.

Potential Market Pathways

Policy Economics

Case-Specific Screening Factors

    Information Needed Before Serious Market Review

    Case Summary

    Provider / Submission Directory

    Public submission and contact channels verified for this prototype on October 2, 2026. Licensing and case eligibility are determined by the policyowner state and can change. Confirm current licensing, appetite, and submission requirements before sending client information.

    Full Plan Trellis Life Settlement Portal

    Portal access: $2.99/month as a separate Life Settlement Portal enrollment.
    Detailed Trial ApplicationExpanded health, ownership, policy and suitability data.
    Provider SelectionSelect individual eligible providers or all matching providers for a case.
    Automated Provider MatchingMatch case characteristics and policyowner state to current provider appetite.
    Formal Application WorkflowState-specific applications, authorizations, document checklist and case tracking.
    Enroll in Life Settlement Portal — $2.99/month
    Methodology. This professional screening tool does not estimate an offer or replace provider underwriting. LISA identifies insured age/health, policy type, death benefit, and future premiums as core settlement-value factors and cautions that quick calculators are only preliminary. Industry workflows commonly request a current in-force illustration showing the premium required to carry coverage to age 100, 105, or maturity. Public market programs also demonstrate that healthy insureds and convertible term policies can be marketable, depending on carrier conversion rights, face amount, age, and economics. Current provider appetite and state requirements must be verified at submission.